All car insurance coverage types
Car insurance coverage can feel confusing, especially if you are new to driving in the U.S. This page helps you understand the main coverage types in plain language, so you can compare options and then [get matched](/get-matched/) with a licensed insurance agent or broker.
Liability car insurance, explained
What liability car insurance covers — others' injuries and property damage when you're at fault — why almost every state requires it, and how much is usually enough.
Open → CoverageFull coverage car insurance, explained
What "full coverage" really means (it's not one thing), when collision and comprehensive are worth it, and when a car loan or lease requires it.
Open → CoverageCollision coverage, explained
How collision coverage pays to repair or replace your own car after a crash, how deductibles work, and when it's worth carrying.
Open → CoverageComprehensive coverage, explained
What comprehensive coverage protects against — theft, fire, weather, vandalism, animals — and how it differs from collision.
Open → CoverageUninsured & underinsured motorist coverage
How uninsured and underinsured motorist coverage protects you when the other driver has no insurance or too little, and where it's required.
Open → CoverageSR-22 insurance, explained
What an SR-22 is (a filing, not a policy), why you might need one, how long it lasts, and how to find an insurer who files it.
Open →Compare car insurance and get matched — free
Tell us about your car and your situation. We connect you, at no cost, with a licensed agent or broker who handles drivers like you. You compare and choose who to work with.